Promotions & Digital Coupons

Bill Payment Service

Cash Checks

Reloadable Prepaid Card

No-Contract Wireless

Send & Receive Money

Promotions & Digital Coupons

Save up to 50¢ with your Shopper's Card!

Now, at Money Services save up to 50¢ OFF fees* with your Shopper’s Card EVERY DAY! Save money on fees for Check and Card Cashing, Money Orders and Bill Pay when you show your Shopper’s Card. Visit Money Services to save more today!


*Shopper card required at time of transaction to receive discount. Discounts applicable on check and card cashing, bill payments and money orders only. Savings amount varies based on the product purchased. See an associate for details.


Now save even more at Smiths Food and Drug Money Services with Digital Coupons. Quickly and easily download coupons to your Shopper’s Card to help you save even more on our already low prices. Look below for our current offers! Follow a couple of simple steps to download the coupon to your Shopper’s Card and start saving more at Money Services today.

*Restrictions apply. Shopper card required. Visit to download coupons to your Shopper’s Card prior to purchase. Discount applied at checkout when you present your shopper card. Discounted products and value amounts may vary.

Start here. Pay bills with us.

View Billers ›

See our friendly and trained store
associates for details.

Pay bills while you shop!

We’ve made it easy to safely pay your bills right where you shop!

Some bills can even be paid today to avoid a late fee or a shut off notice!

You’ll receive a receipt as proof of payment from our partners Western Union or CheckFreePay.

Electric Phone Insurance
Water Car Reload prepaid cards
Cable Mortgage And more!

What do you need to bring?

A copy of your bill with your account number on it.

Western Union® Money Orders

Western Union® Money Orders available at Kroger Money Services are a reliable way to pay if you don’t have a checking account or if you’re paying a merchant that doesn’t accept checks.

WU Reload+

Reload, Reuse, Reload. Reload over 150 Prepaid Cards and 40 mobile phones with Western Union® Reload+. Click here to check if your provider is available, then conveniently load funds or minutes at Kroger Money Services.

This retailer is an authorized delegate of CheckFreePay Corporation and Western Union pursuant to Chapter 151 of the Texas Finance Code, Subchapter E, Conduct of Money Transmission Business.

Cash Checks

Get your cash and be on your way! With same day enrollment, cashing your check at Kroger Money Services is fast, easy, convenient and at a low fee!

WE CASH Payroll checks, government checks, tax refund checks, insurance checks and corporate checks. Visit our FAQs page for more details.

YOU BRING Your check, Social Security Number, or Individual Taxpayer Identification Number, and a current ID.We accept U.S. Driver’s License, State-Issued ID, Temporary ID, Military ID and Resident Alien ID, Matricula Consular ID, Issued Passports, Tribal Nation ID and Reservation ID.

Cash Your Check & Load it to Your Prepaid Card with 123 Rewards

  1. Cash your government or payroll check at money services
  2. Scan your Kroger shopper card
  3. Load** all of a portion of the check onto your 123 Rewards Prepaid Temporary Card, Recharge Card, or Personalized Card
  4. Pay the check cashing fee of either $3 or $5 and we’ll WAIVE the $3 load fee! A savings of $3!!

**Check cashing and card loading must be in the same transaction. Temporary Cards must be loaded with $10 – $500 and Recharge and Personalized Cards must be loaded with $10 – $1,000.

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Why use a Reloadable Prepaid Card?

Use like cash or a debit card anywhere Visa® and MasterCard® is accepted
Provides a secure way to make purchases or pay bills online
No credit check required
No overdraft fees
Instant access! No waiting for funds to show up

Get a Card Online!

1-2-3 REWARDS® Visa® & MasterCard® Prepaid Debit Card

  1. Get a Card Online* - It's free to sign up, and there's no credit check! Just verify some personal information on your application.
  2. Activate - Your card will arrive in the mail and will be ready to use immediately after activation.
  3. Get Rewards** - Earn points toward free groceries and get fuel savings. Earn points faster the more you use your card.

Special Offer!

Save $3

Cash your check/payroll card at Money Services and load it to a 1-2-3 Rewards® Prepaid Debit Card and Save $3!***

It's easy! Save on fees with Shopper Card

Pay the fee to cash your check/payroll card $3 Fee
to cash up to $2,000
Load your cash onto our 1-2-3 Rewards® Prepaid Debit Card + $3 Fee
Regular Price $6 Subtotal
Save when you scan your Shopper Card!! - $3 Savings

Purchase a Temporary Card In-Store

1-2-3 Rewards Prepaid
1-2-3 Rewards Prepaid
Green Dot
Green Dot
Green Dot

Already Have a Reloadable Prepaid Card? Load it in store with****

Swipe Reload^ at any checklane

1-2-3 Rewards Prepaid

* Successful identification required. The 1-2-3 REWARDS® Prepaid Debit Card is issued by U.S. Bank National Association, Member FDIC, pursuant to a license from Visa or from MasterCard International Incorporated. It is not a credit card or gift card. Monthly service fee and other fees apply. The Temporary Card cannot be reloaded and has no cash access. For use in the U.S. only. 2016 U.S Bank. Member FDIC.

** See Cardholder Agreement for details. Rewards program is subject to change without notice. Account must be open and in good standing to earn points and redeem coupons.

*** Check cashing and card loading must be in the same transaction. Temporary Cards must be loaded with $10 – $500 and Personalized Cards must be loaded with $10 – $1,000.

****Load options vary for each reloadable prepaid card. Personalized card required. Fees and limits apply.

^ Cash reload fee is $3 for the 1-2-3 REWARDS Prepaid Debit Card

Terms, limitations, and fees apply to prepaid products; see each package and its respective Agreement for details. Cards may require registration and ID verification before use. For replacements or refunds, contact the card issuer. Univision MasterCard Prepaid Card is issued by The Bancorp Bank pursuant to license by MasterCard International Incorporated. The Bancorp Bank; Member FDIC. For some cards, certain services provided by Blackhawk Network California, Inc. Reloadit Pack issued by Blackhawk Network California, Inc. MasterCard is a registered trademark of MasterCard International, Inc. All trademarks property of their respective owners and used with permission.

The Kroger Co. engages in the money transmission and/or currency exchange business as an authorized delegate of Green Dot Corporation under Chapter 151 of the Texas Finance Code.

No-Contract Wireless

Earn 2X fuel points everyday on phones and airtime cards!


Mobile Market

Kroger Money Services can help you make the right call! With no contracts or activation fees, no credit checks, low cost plans and phones that start as low as $9.99, mobile market offers the service you want at prices you can afford.

Wireless Carriers

  • GoPhone® – Get your choice to pay by the month, day or minute.
  • Net10 – Get coverage on the best networks for half the cost.
  • T-Mobile – The only nationwide 4G network with Unlimited data – now with no annual service contract.
  • Tracfone – Get national & worldwide calling at the same rate.
  • Virgin Mobile – Select from BeyondTalk & PayLo plans.


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Send & Receive Money

Western Union® money transfers are a reliable and fast way to send money within the US or around the world to over 200 countries and territories! You can choose how and when your money arrives — In Minutes, Next Day or Direct to Bank.

Low Fee! Transfer fee of $8* to Mexico, Central America and most of South America** when you send between $50.01 – $1,000.*Western Union® also makes money from currency exchange.**Excludes Guyana, Suriname, and French Guiana.


†Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See Send form for details.

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